Accurate Credit Bureau Credit Reporting Services
Accurate Credit Bureau Information Services
Phone 512 285-6078 - -Fax 512 285-6336


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Access Security Requirements
and Service Agreement

We must work together to protect the privacy of consumers. The following measures are designed to reduce unauthorized access of consumer credit reports. In signing the Accurate Credit Bureaus' Client Application, you agree to follow these measures.

1.  You must protect you Client ID number and password so that only key personnel know this sensitive information. Unauthorized persons should never have knowledge of your password. Do not post the information in any manner within your facility.

2.  System access software, whether developed by your company or purchased from a third party vendor, must have your Accurate account number and password "hidden" or embedded and be known only by supervisory personnel. Assign each user of your system access software a unique logon password.

3.  Do not discuss your account number and password by telephone with any unknown caller, even if the caller claims to be a representative or employee of Consumer Credit Agency.

4.  Restrict the ability to obtain credit to a few key personnel.

5.  Place all terminal devices used to obtain credit information in a secure location within your facility. You should secure these devices so that unauthorized persons cannot easily access them.

6.  After normal business hours, be sure to turn off and lock all devices or systems used to obtain credit information.

7.  Secure hard copies and electronic files of consumer reports within your facility so that unauthorized persons cannot easily access them.

8.  Shred or destroy all hard copy consumer reports when no longer needed.

9.  Erase or scramble electronic files containing consumer information when no longer needed and when applicable regulations(s) permit destruction.

10. Make all employees aware that your company can access credit information only for the permissible purposes listed in the Permissible Purpose Information section of your membership application. Your employees may not access their own report or the report of a family member or friend if your company does not have permissible purpose.

11. By agreeing to this document you agree to release Accurate Credit Bureau, Experian, TransUnion, and Equifax from any litigation, damages, and liabilities arising from supplying credit reports to you and further agree to comply with the FCRA and this Access Security Requirements/Service Agreement in it's entirety.

Record Retention: It is important that you keep credit applications for a reasonable period of time. This will help to facilitate the investigative process if the consumer claims your company inappropriately accessed their credit report. (Note: The Federal Equal Credit Opportunity Act states that a creditor must preserve all written or recorded information connected with an application for 25 months.)

"Under Section 621 (a) (2) (A) of the FCRA, any person that violates any of the provisions of the FCRA may be liable for a civil penalty of not more than $2,500 per violation."

 

tenant credit check

Accurate Credit Bureau is a Landlord and Employer Friendly Service  We provide inexpensive and convenient Applicant Credit Reports, Tenant and Employment Screening, Tenant and Employment Credit Reporting, and Tenant and Employment Reference Verification hassle free
NO SET UP FEES  NO MEMBERSHIP DUES

access security agreement

HOME CRIMINAL RECORDS CREDIT REPORT TUTORIAL TENANT BACKGROUND CHECKS
CREDIT REPORTS DMV DRIVING RECORDS FREE APPLICATIONS PRE-EMPLOYMENT SCREENING
CONTACT US TENANT SCREENING CREDIT REPORTING CODES EMPLOYMENT BACKGROUND CHECK
PRICING PRIVACY STATEMENT  

 

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Accurate Credit Bureau
©1999 Accurate Credit Bureau
102 South Shore Rd Bastrop, TX 78602
Phone 512 285 6078 Fax 512 285 6336
Credit Reports and Information Services
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